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<article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" article-type="research-article" dtd-version="1.1d1" xml:lang="en"><front><journal-meta><journal-id journal-id-type="publisher">Bulletin of Semashko National Research Institute of Public Health</journal-id><journal-title-group><journal-title>Bulletin of Semashko National Research Institute of Public Health</journal-title></journal-title-group><issn publication-format="print">2415-8410</issn><issn publication-format="electronic">2415-8429</issn><publisher><publisher-name>FSSBI «N.A. Semashko National Research Institute of Public Health»</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="publisher-id">3025</article-id><article-id pub-id-type="doi">10.25742/NRIPH.2023.04.011</article-id><article-categories><subj-group subj-group-type="heading"><subject>Научная статья</subject></subj-group></article-categories><title-group><article-title>Patient literacy in health insurance issues and the problems of its formation (review of foreign studies)</article-title></title-group><contrib-group><contrib contrib-type="author"><name name-style="western"><surname>Zudin</surname><given-names>Alexander B.</given-names></name><bio></bio><email>zudin-ab@yandex.ru</email><xref ref-type="aff" rid="aff-1"/><xref ref-type="aff" rid="aff-2"/></contrib><contrib contrib-type="author"><name name-style="western"><surname>Abubakirov</surname><given-names>Andrei S.</given-names></name><bio></bio><email>asabubakirov@yandex.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff id="aff-1">N. A. Semashko National Research Institute of Public Health, 105064, Moscow, Russian Federation</aff><aff id="aff-2">Peoples' Friendship University of Russia named after Patrice Lumumba, Moscow, Russian Federation</aff><pub-date date-type="epub" iso-8601-date="2023-12-15" publication-format="electronic"><day>15</day><month>12</month><year>2023</year></pub-date><issue>4</issue><fpage>67</fpage><lpage>70</lpage><history><pub-date date-type="received" iso-8601-date="2025-10-20"><day>20</day><month>10</month><year>2025</year></pub-date></history><permissions><copyright-statement>Copyright © 2023,</copyright-statement><copyright-year>2023</copyright-year></permissions><abstract>In the presented work, the issues of insurance medical literacy of patients are considered — a functional subsection of the concept of literacy in health issues. Many citizens who have compulsory and/or voluntary health insurance policies do not have the knowledge to understand and effectively use their insurance programs. The article presents a review of foreign sociological studies of a high degree of representativeness, reflecting the level of insurance medical literacy of patients and the need for its systematic formation.</abstract><kwd-group xml:lang="en"><kwd>medical literacy, health insurance, understanding, competencies, the impact of insurance literacy on health, patients, training</kwd></kwd-group><kwd-group xml:lang="ru"><kwd>медицинская грамотность, медицинское страхование, понимание, компетенции, влияние страховой грамотности на здоровье, пациенты, обучение</kwd></kwd-group></article-meta></front><body></body><back><ref-list><ref id="B1"><label>1.</label><mixed-citation>Danilov A. V., Katashina T. B., Isaenkova E. A. Mechanisms for ensuring the protection of the rights and legitimate interests of insured citizens in the provision of medical care (on the example of the Voronezh region). In the collection: Research and practice in the socio-economic and humanitarian sphere. collection of selected articles of the All-Russian (national) scientific and practical conference. St. Petersburg, 2020. pp. 34—36.</mixed-citation></ref><ref id="B2"><label>2.</label><mixed-citation>Berkman N. D., Sheridan S. L., Donahue K. E. et al. Low health insurance literacy and health outcomes: An updated systematic review. Annals of Internal Medicine. 2011;(155):97—107.</mixed-citation></ref><ref id="B3"><label>3.</label><mixed-citation>Abubakirov A. S. Insurance literacy as an element of medical literacy of the population. Bulletin of the N. A. Semashko National Research Institute of Public Health. 2021;(3):110—115.</mixed-citation></ref><ref id="B4"><label>4.</label><mixed-citation>Abubakirov A. S. Insurance literacy courses as a tool to raise awareness of citizens regarding health insurance programs. In the collection: Kostin readings. Materials of the III International Scientific and Practical Conference. Under the scientific editorship of N. V. Loktyukhina, S. A. Shapiro. 2020. pp. 142—146.</mixed-citation></ref></ref-list></back></article>
